It’s the most wonderful time of year, or is it? The pressure around the holidays to spend money on gifts, host get-togethers or carry out other perceived obligations can cause or exacerbate anxiety. But, there are a number of steps you can take to minimize stress and maximize enjoyment of the season.
Tips for Keeping Your Seasonal Stress Level Low
Rather than resigning yourself to the “inevitable” holiday overspending and accompanying stress and anxiety, use some or all of these strategies to take charge of your actions and your outlook:
- Focus on your physical health first. What does your health have to do with your finances? The holidays are busy times packed with events that often include delicious but unhealthy dishes. We tend to consume much more sugar and alcohol at this time of year. What’s more, your packed agenda may mean you choose to skip your workout occasionally or entirely until after the first of the year. As a result, your body isn’t as well-fueled or fit. And when our energy level drops, it’s easy for our stress level to rise. Be sure to eat right, exercise and get plenty of sleep during the holidays.
- Set a budget for every person on your gift list. Heading to the store or getting online with no parameters around what you’ll spend on a particular person is a recipe for overspending. Choose an amount in advance and stick to it. If you have a chance to go window shopping with your loved ones, this can be a good way to get gift ideas and discuss how much you are willing to spend, which helps to manage expectations. Window shopping is a little bit of an old-fashioned activity in our digital world, but the keep-moving combination of walking, talking, looking, chatting and laughing can be a stress reducer. Go soon, before the pressure builds.
- Do your research. Before making a purchase, do some checking to see if it can be found at another store for less, if there is a coupon that will reduce the price, etc. Not only will you save money, the feeling of being more in control of how much you spend is empowering. Shopping online provides a convenient way to compare products and read reviews. Having items delivered to your home can reduce the stress of holiday traffic as well.
- Remind yourself frequently of the reason you are celebrating. Gift giving (and receiving) is fun, but the real joy of the season comes from our interactions with friends, family and even strangers on the street. You know this, and your gift recipients know it as well. Be confident in giving gifts of whatever amount you feel comfortable with.
- Plan a one-day shopping blitz. For many people, repeated trips to the mall elevate their stress level. Always shop from a list, and if you can, plan a day when you can go from top to bottom in one outing.
- Pay with cash. Whenever you can pay for holiday expenses with cash. Large credit card bills that come due in January are an unwelcome second serving of holiday stress and anxiety.
- Don’t procrastinate. If shopping causes you stress, it’s easy to find reasons to put it off. Unfortunately, that delay tends to lead to even greater stress as your gift-giving deadline approaches. Make your list, do your shopping, and then sit back and truly enjoy the season.
One More Stress-Reduction Strategy
By using the tips above, you can better manage your holiday-induced financial anxiety. However, if you need to talk with someone about your mental and emotional health at the holidays or anytime, don’t hesitate to get in touch with us. Utilizing our services is another strategy for helping to make the holidays merrier. Contact us online at communityreachcenter.org or by phone at 303-853-3500 Monday through Friday, 8 a.m. to 5 p.m. We have centers in the north side Denver metro area of Adams County including the cities of Thornton, Westminster, Northglenn, Commerce City and Brighton.